Our Platform

The Tawrid Platform

Our platform is designed to make accessing innovative supply chain finance solutions as seamless and as safe as possible.

Through Tawrid, you can find the financing solutions you need, when you need them.

  • Intuitive design and user experience

    Making it easier for you to access our financing solutions.

  • API and file-based integration

    For greater efficiency when working on the Tawrid platform.

  • High performance metrics

    To reduce bottlenecks to ensure reliability and scalability as your business and requirements grow.

  • Robust security frameworks

    Ensuring the resilience of our platform and the safety of your data.

API Integration

Streamline your Tawrid experience with a range of APIs tailored to both Buyers and Funders.

Invoice Details

Buyers can upload invoices to the Tawrid system for funding. It can be used for single or bulk invoice uploading.

Fetch Invoice Status

Buyers can retrieve the funding status of invoices or check the payment reconciliation status after repayment.

Supplier Onboarding

Upload supplier details into the Tawrid system with ease using this API.

Check Active Payment Request

This enables funders to periodically retrieve details about active payment requests.

Fetch Invoice Details

Buyers can retrieve the funding status of invoices or check the payment reconciliation status after repayment.

Push Supplier Payment Details

Funders can initiate the uploading of suppliers into the Tawrid system by a buyer.

Invoice Settlement from Buyer and Funder

To manage the collection of outstanding amounts from the buyer on the maturity date and ensure accurate reporting and settlement.

Keeping Tawrid Secure

The security of our platform is a key strategic priority, providing resilience across the Tawrid ecosystem. This makes Tawrid your trusted partner. Our cybersecurity principals cover four areas:

Frameworks

We operate within the strict frameworks set by Saudi Arabia’s regulators, including the National Cybersecurity Authority, Said Data & AI Authority, and SAMA.

Assurance

The Tawrid platform is designed to the industry’s top standards, giving users full confidence in its resilience.

Controls

We utilize industry-leading 24/7 threat intelligence and incident monitoring technologies to proactively defend Tawrid and our partners from cybersecurity risks.

Due-Diligence

Our in-depth KYC process ensures that risk is controlled and mitigated for all members of the Tawrid ecosystem.

Frequently Asked Questions

1. Who can buyers contact for support?

Buyers have access to dedicated relationship managers for financial needs, plus technical support via email, chat, and phone.

2. Can buyers integrate Tawrid with their existing systems?

Yes. Tawrid offers API and CSV file-based integration, enabling automated invoice processing and reporting while reducing manual work.

3. How do buyers track invoice payments and financing status?

The real-time dashboard provides visibility into invoice approvals, funder selection, and payment settlements, enabling data-driven decision-making.

4. What security measures does Tawrid implement?

Tawrid complies with SAMA, NCA, and PDPL regulations, using advanced, strict access controls, multi-factor authentication to secure financial transactions.

5. Can buyers customize their financing terms?

Yes. Buyers can define payment terms, supplier eligibility criteria, and preferred funding partners. Tawrid also allows buyers to negotiate better terms with suppliers through early payment programs

6. How do buyers onboard suppliers onto Tawrid?

Onboarding suppliers is a simple process. Buyers can manually enter details directly on Tawrid for single suppliers, or through batch uploads using a standardized file template to upload entire supplier networks. Suppliers receive automated invitations to register, making the process seamless.

7. What documents are required for onboarding?

Buyers need to provide:
• Commercial Registration Certificate
• Zakat & VAT Certificates
• Authorized Signatory’s ID
• Financial Statements (if required)
• A signed Tawrid Agreement

8. How does the buyer onboarding process work?

1. Submit required documentation (company registration, tax certificates, KYC details)
2. Tawrid conducts digital due diligence and verification
3. Corporate Admin account is created
4. Admin invites and registers additional users
5. Buyer uploads supplier details for onboarding

9. What financing solutions does Tawrid offer to buyers?

Tawrid provides Reverse Factoring, allowing buyers to leverage their creditworthiness to secure competitive financing rates for their suppliers. Additional solutions, such as Dynamic Discounting, Factoring, and Supplier Finance, will be introduced in the coming quarters to offer comprehensive liquidity management.

10. What is Tawrid’s platform, and how does it benefit buyers?

Tawrid is a digital platform that provides end-to-end supply chain finance solutions. It enables buyers to extend their payment terms while allowing suppliers to receive early payments through multiple funding partners. This helps buyers optimize cash flow, enhance their financial predictability, and strengthen supplier relationships by ensuring timely payments.

1. Who can funders contact for support?

Funders have dedicated relationship managers and technical/financial support via email, chat, and phone

2. Can funders integrate Tawrid with their internal systems?

Yes. Tawrid provides API and file-based integration, allowing seamless fund disbursement, risk monitoring, and transaction tracking.

3. How does Tawrid facilitate funder-buyer agreements?

All contracts- Funder-Tawrid and Funder-Buyer contracts, are digitally signed and securely stored in the platform.

4. How do funders track their investments?

A 360° dashboard that provides real-time data on funding requests, transaction history, and risk analytics, ensuring complete visibility and data-driven decision-making.

5. Can funders set their financing criteria?

Yes. Funders can define interest rates, credit exposure limits, and financing preferences, ensuring alignment with their risk management strategy while allowing competitive market-driven pricing.

6. What due diligence is required before funding?

Funders complete KYC and AML verification in line with SAMA and financial regulations plus periodic risk assessments.

7. What financing products do funders support?

Funders participate in reverse factoring, with upcoming products including Factoring Dynamic Discounting, and Supply Chain Loans.

8. What role do funders play in Tawrid’s platform?

Funders provide liquidity by financing supplier invoices on Tawrid’s multi-funder model. This generates competitice while supporting supply chain stability through low-risk, diversified investment opportunities.

1. Who can suppliers contact for ongoing support?

A dedicated supplier support teams via email, chat, and phone, for technical financial, and operational queries.

2. Can suppliers integrate Tawrid with their accounting systems?

Yes. Tawrid offers API and file-based integration to allow suppliers to connect their financial systems seamlessly, reducing manual data entry and improving operational efficiency.

3. What happens if a buyer delays invoice approval?

Tawrid has an automated notification system that reminds buyers to approve invoices promptly. Suppliers can escalate issues through the platform’s support team in cases of significant delays.

4. Can suppliers track their invoices and payments in real-time?

Tawrid sends automated reminders to buyers and offers escalation via the support team for significant delays.

5. What security measures does Tawrid implement for suppliers?

A supplier dashboard shows invoice approval, financing status, and payment settlements.

6. How can suppliers optimize their financing rates?

Tawrid applies multi-factor authentication, encrypted transactions, and full SAMA compliance to protect supplier data.

7. What support does Tawrid offer for new suppliers?

Step-by-step onboarding guidance, training resources, and dedicated support via email, chat and phone.

8. How does the supplier onboarding process work?

• Receive invitation from buyer
• Submit KYC and banking details
• Account verification and activation
• Submit invoices to buyer
• Funder is selected based on best available rate, funding limit, and relationship history

9. How does Tawrid help suppliers get paid faster?

Suppliers can receive early payments on approved invoices through funders, reducing waiting periods and improving cash flow for reinvestment.